Credit card fraud costs consumers over $1 Billion annually. Credit Monitoring and Alerts with Identity Guard Notify ExpressSM is a fast convenient way to keep track of your credit information and detect the early signs of fraudulent activity. Don’t be a statistic of credit fraud; monitor your credit today with CreditProtectSM.
Identity Guard CreditProtect is an early warning system that helps you proactively monitor, manage and protect your valuable credit and identity information. This comprehensive service helps you detect and respond quickly to fraudulent activity. With our dynamic credit management resources and advice, you will have the tools and information to make better financial and credit decisions.
Credit Protect is a comprehensive suite of tools that help you proactively monitor, manage and protect your valuable credit and identity information. This comprehensive service helps you detect and respond quickly to fraudulent activity. With our dynamic credit management resources and tools, you will have the tools and information to make better financial and credit decisions.
Obtaining a credit report from ReliaCredit.com will NOT hurt or affect your credit score!
The Best Protection you can BUY!!!
CreditProtect's monitoring service checks your credit file at EQUIFAX every business day for certain activity. You receive an email every time new accounts are opened, inquires are made and address changes occur.
3 Bureau Report Consolidated into 1 ($29.85 added value)
FREE Credit & Analyzer
Credit Monitoring & Alerts
Quarterly Credit Updates
Identity Theft Insurance
Access to The Fraud Resource Center for 90 days unlimited.
Only $9.99 after 3 months
What's Included With Your ReliaCredit's CreditProtect Service:
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3-in-1 Credit Report
($29.85 Added Value for FREE!)
With our 3-in-1 Credit Report you get unlimited online access for 30 days to a consolidated report of your credit history from Equifax®, Experian®, and TransUnionSM with side-by-side comparisons.
This gives you a comprehensive view of your credit history, and also makes it easier for you to verify the accuracy of the information at each agency.
Report from the three credit bureaus:
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Credit Score
Your Credit Score provides a snapshot of your current creditworthiness based on an evaluation of common factors many creditors use to decide whether or not to extend credit.
It outlines both the positive and negative factors that impact your score and compares your score to the national average so you know how you are doing and what you need to do to improve your score.
The credit score range is from 350 to 850 points.
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Credit Analyzer
Understanding Credit Analyzer: Whether you’re thinking about refinancing a loan, paying off some credit card debt or just looking to improve your credit score, the online Credit Analyzer tool helps you plan for the future. See how your credit score could change by interacting with existing accounts, account balances, and credit limits. Credit Analyzer is here to help!
Creating "What If?" Scenarios on the Web: Credit Analyzer is a real-time credit-analysis tool that allows you to create “What If?” scenarios to see how changing one or more credit variables may affect your creditworthiness. [More Info...]
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Quarterly Credit Updates
Identity thieves don't just steal your money. They rob you of your time, your credit, and your reputation. CreditProtect provides you with your personal Quarterly Credit Update that carefully reviews your credit information from Equifax®, Experian® and TransUnionSM every 90 days to help keep you financially fit and secure. Plus, you'll receive an updated credit score so you can track your progress over time.
Your three-month inventory of credit activity includes:
Lists new accounts opened in your name.
Records all inquiries made into your credit files.
Tracks any identification information changes.
Notifies you of address changes submitted to your credit file.
Lists any accounts in collections.
Details possible negative information on your file.
Updates account balance increases greater than 20%
Notifies you of account status improvements.
Records all closed accounts, items removed from your credit file, and any credit limit increases.
Notes all public record items, including judgements, bankruptcies, and liens.
Lists all existing accounts without significant changes.
CreditProtect is constantly on the watch, keeping tabs on all the information in your credit file-not just the information that changes. In the time it takes you to read this, an estimated five Americans will have their identities stolen.
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Identity Theft Insurance
"Insurance for Your Good Name" According to a recent study, 1 in every 5 consumers has been the victim of identity theft in the past year. Credit ProtectSM Identity Theft Insurance protects you against the financial burden that victims of this crime frequently face. The coverage includes up to $2500 (after a $250 deductible) for certain fraud-related expenses, such as:
Lost wages as a result of time off work-up to $500 per week for a maximum of four weeks.
Notary and certified mailing costs for completing and delivering fraud affidavits.
Loan application fees for re-applying for loans, which were declined due to erroneous, credit information that reflects identity theft.
Long distance phone charges associated with re-establishing your identity.
Attorney fees incurred(with prior consent) for defending suits brought incorrectly by merchants and their collection agencies and challenging information in a credit file.
Prevention is the best cure for identity theft, but CreditProtect Identity Theft Insurance coverage can help re-establish your identity and good credit standing.
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Consumer Fraud Resource Center
Understanding your credit and fighting fraud can be confusing. That is why CreditProtectSM has highly trained specialists available Monday through Friday, 8 a.m. - 11 p.m. and Saturday, 9 a.m. - 6 p.m. Eastern, to provide one-on-one personal assistance.
Consumer Fraud Specialists are your powerful allies after a fraud or identity theft attack. They walk you through all the step as required to restore your credit and will:
contact the three leading consumer credit reporting agencies (Equifax, Experian and TransUnion) on your behalf to place a Fraud Statement in your credit file
assist you in contacting the affected creditors and law enforcement agencies
assist you in filing disputes with the credit reporting agencies
send you a Fraud First Aid Kit containing important contact phone numbers and addresses, and a Contact List that you can use to keep track of all phone contacts made when trying to clear your credit and name.
Credit Education Specialists are trained to answer your questions about your member benefits, credit report, credit score, Identity Theft Insurance, and other issues.
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Credit Monitoring & Alerts
Credit card fraud costs consumers over $1 billion annually. Credit Monitoring and Alerts with Notify Express is a fast, convenient way to keep track of your credit information and detect the early signs of fraudulent activity before they ruin more than your bank account. It helps you to stay informed and act quickly if potentially fraudulent activity appears.
How Credit Monitoring and Alerts help protect your credit file from fraudulent activity:
Notify Express checks your Equifax credit file for activity every business day.
Notify Express alerts you via e-mail, U.S. mail, text-enabled cell phone or pager, so you can act immediately to fraudulent activity. You will receive an alert when new accounts are opened, inquiries are made, or address changes occur.
Check your personal credit reports online in an instant.
Obtaining your credit report from ReliaCredit WILL NOT hurt or affect your credit score!
ReliaCredit is committed to protecting the privacy of consumers. We will not disclose any information about you to any outside third party unless it is for the express purpose of delivering our products and services to you or unless it is required by law. Therefore, we will not disclose, sell, resell or share your credit information, nor any data derived in our interaction with you, to other organizations and/or individuals for any purpose, including advertising. ReliaCredit.com - Save money, Know your credit!
